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Hard Money Lending

largest hard money lender network

  • Serving investors across the U.S.
  • Funding short term loans when you need it
  • bridge financing available

Commercial Loan

servicing investment portfolios across the U.S.

  • All commercial property types
  • Funding projects even your banks aren't
  • Commercial Loan refinancing available

Home loan

financing your home ownership dreams

  • Lenders include HUD, FHA, & VA loans
  • Nationwide financing
  • Refinancing & Loan Mitigation available

Small Business Loan

goverment is focused on supporting small business growth

  • Our partner loan consultants can prepare your loan package
  • Government backed loans
  • 7(a), Patriot Express, 504 loanprograms

Privacy Policy

The Online Practices Privacy Policy explains how we and our partners may collect information from you online when you visit a Hard Money Agent Web site. Hard Money Agent has created this privacy policy ("Policy") in order to demonstrate our commitment to customer privacy. Customer privacy on its web site is of great important to us. The Online Practices Privacy Policy, effective as of February 23, 2009, is for general guidance and subject to change. We encourage you to read this Privacy Policy carefully when using our websites or services or transacting business with us. By using our website, you are accepting the practices described in this Privacy Policy.

Customer information means personally identifiable information about a consumer or a consumer's current or former customer relationship with Hard Money Agent. Because we collect important information from our customers, we have established this Policy as a mean of communicating our information practices regarding collecting, using and sharing that information. We strictly abide by the information practices disclosed in this Policy for all information collected on our website. The Customers data will be stored and processed in whole or in part in the United States. If you access Sites outside the United States, your usage of that site constitutes consent to the transfer of this data out of the Customers country and to the United States.

If you have any questions about our privacy practices, please refer to the end of this Privacy Policy for information on how to contact us.
 

Information Collection & Use

This web-based system and services require customers to register for their own secure private account, what we refer to as an "ACCOUNT". In addition to selecting a username and password, the customer is asked to provide your contact information, such as name, company name, address, phone number and email address. Billing information, such as credit card number, is required when completing a purchase of our services. The Customers personal information can be updated any time by logging into the ACCOUNT and editing registration information.

When the customers choose to submit a loan request, we request detailed financial and background information which lending entities will need to prepare a proposal or approve you to do business with them. We must collect this information to categorize the loan request, and to provide sufficient information for lenders to prepare their proposals. The ACCOUNT keeps your financial and proprietary information private. Only lenders, credit officers, credit screening personnel, other authorized personnel, and corporate partners approved by this Company have particular requests and those persons and/or entities specifically invited by the customer are authorized by this Company to view your request. This Company uses a third-party intermediary to manage credit processing. This intermediary is solely a link in the distribution chain, and is not permitted to store, retain, or use the information provided, except for the sole purpose of credit processing.

For customers completing a credit application for a lending partner ("Partner"), the information is available to the Partner and all employees and agents authorized by the Partner to view the application. The information may be used by the Partner to conduct a credit search on the credit history of your company and/or principles. The Partner may also share part or all of the credit application with references the customer provides. While the system ensures that only authorized users may view your application, this Company is not responsible for the security or privacy practices of the Partner.

When you visit our Web site, we may collect the following information in order to service your accounts, save you time and money, and better respond to your needs:

•     Information You Provide. We may collect and store any personal information you enter on our websites or provide to us in some other manner. This includes identifying information (such as your name, home or mailing address, e-mail address, and telephone number), information about your home or prospective home, your financial information (such as your income, assets, or debts), your Social Security number, personal information (such as your gender and age), and, if you secure a loan through Hard Money Agent, information about your payment method (valid credit card number, type, expiration date or other financial information).

•     Information from Other Sources. We may also periodically obtain both personal and non-personal information about you from business partners, contractors and other third parties. Examples of information that we may receive include credit reports, information about your home and additional demographic information. However, Hard Money Agent does not pull a credit bureau report on loan customers without permission.

•     Information about Others. We may also collect and store personal information that you provide to us about other people (such as co-borrowers), including their name, address, phone number, Social Security number, financial information or other personal information.

•     Use of Cookies and Other Technologies to Automatically Collect Information. We use various technologies to collect information from your computer and about your activities on our websites. We automatically collect information from your browser when you visit our websites. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us (see "Cookies" below) and the referring website address.

•     Cookies. When you visit our websites, we may assign your computer one or more cookies, to facilitate access to our websites, to personalize your online experience, and to record information about your visit to our websites. Through the use of a cookie, we also may automatically collect information about your online activity on our websites, such as the web pages you visit, the links or advertisements you click, or the other actions you conduct while on our websites. The cookies do not store any personally identifiable information about you. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies, please note that you may not be able to sign in or use some of the interactive features offered on our website.

•     Other Technologies. We may use standard Internet technology, such as Google analytics and other similar technologies, to track your use on our websites. We also may include web beacons in promotional e-mail messages or newsletters to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize the services we offer our websites' visitors to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming or other activities.

Information Collected by Third Parties
We may allow third-parties, including our authorized service partners, advertising companies, and ad networks, to display advertisements on our websites. We and these companies may use tracking technologies, such as cookies, to collect information about users who view or interact with these advertisements and connect to our websites. Our websites do not provide any personal information to these third parties. This information allows us and these companies to deliver and gauge the effectiveness of targeted advertisements.

Online surveys and sweepstakes
From time to time, you may be asked to participate in online surveys or sweepstakes on Hard Money Agent Web sites. Online surveys are used so that we can gather information to better serve you. Based on the information you provide to us, we may inform you of accounts and services from Hard Money Agent. As always, if you have asked us not to contact you with direct marketing offers, your request will be honored. You are not required to complete online surveys, sweepstakes or promotions.

Linking to other sites
We may provide links to non-Hard Money Agent companies, such as credit bureaus or merchants. If you choose to link to Web sites not controlled by Hard Money Agent, we are not responsible for the privacy or security of these sites, including the accuracy, completeness, reliability or suitability of their information. If you are asked to provide information on one of these Web sites we strongly urge you to carefully study their privacy policies before sharing your information.

When you are leaving the Hard Money Agent site, you will be notified that you are leaving the site and that Hard Money Agent cannot guarantee the security of the site you are entering and that the site may have different privacy practices and protections.

Other sites also have links to this Company to expose our system and services to their customers. This Company is not responsible for the privacy policies of other web sites. You need to read their privacy statements separately.

E-mail Fraud
E-mail can be used for sending scams such as a false offer from a company or an alert to a false computer virus. These e-mails are often forwarded with good intention by friends, adding an erroneous level of legitimacy. If you receive an e-mail that you think could be a scam, do not forward it and delete it immediately. If you receive an e-mail warning that a new computer virus is circulating, check the Web site of any one of the well-known anti-virus software companies for validation.

Emails such as these are most likely from criminals who send thousands of emails at a time to random addresses. These criminals are trying to entice the recipient to visit a phony website and provide personal and confidential information, such as online IDs and pass codes, or Social Security numbers and account numbers. Although the site may look like a bank's, it is not - which is why this practice is known as "spoofing."
To report a suspicious email that uses Hard Money Agent's name, you can forward it to This email address is being protected from spambots. You need JavaScript enabled to view it.

Changes to the Online Practices Privacy Policy
The company may change privacy policy from time to time at its sole discretion. If we make changes to the Online Practices Privacy Policy or make any material changes to our online services, we will revise the Online Practices Privacy Policy to reflect such changes and revise the policy's effective date.
 

Security

The Company's Site has security measures in place to protect the loss, misuse and alteration of the information under our control. We utilize Secure Socket Layer technology to protect the customer's information while in transit from their computer to/from our servers. This Company hosts the Site in a secure server environment that uses a firewall and other advanced technology to prevent access from unauthorized persons.
The Company's Site also requires each customer to have a unique username and a password that must be entered each time they log in. Private information including the customers' password is stored in encrypted format in the database. These safeguards help to protect the customers' personal information and prevent unauthorized access.
 

Opt-Out Policy

From time to time, we may email service and product information that we believe will be of interest to visitors who have provided an email address via registering. Each email sent to you will include instructions on how to unsubscribe, including a link to opt out of further emails.

Correcting & Updating Your Information
Your personal information can be updated any time by logging into your account and editing your registration information. Changes take affect immediately. For changes made to a loan or credit application, your original values are archived and remain available to lenders and clients so that they may view both the new and original values. Changes to your personal registration information are not archived.

Contacting the Web Site Administrator
Question regarding this Policy or the practices of this Site should be directed to This Company's Security Administrator by emailing such questions to This email address is being protected from spambots. You need JavaScript enabled to view it..

Download a copy of privacy policy Privacy Policy
 

How to Contact Us

If you have any questions about this Privacy Policy, please contact us by e-mail or postal mail as follows:

Hard Money Agent, LLC

or

This email address is being protected from spambots. You need JavaScript enabled to view it.